Building Breakwater at Ward Creek
New luxury home community by Toll Brothers comes to Panama City Beach

Toll Brothers is a nationwide luxury home builder that is known for constructing homes that cater to the surrounding area. Their latest venture is Breakwater at Ward Creek in Panama City Beach, a lifestyle-driven gated community with luxury single-family homes inspired by the architecture in both Rosemary Beach and Alys Beach.
The Toll Brothers team sought to bring an exclusive luxury home builder to this continually growing region, offering award-winning architectural homes near the modern conveniences of Panama City Beach and the beautiful public beaches of the Gulf of Mexico.
The gated community of Breakwater at Ward Creek will offer one- and two-story homes with two- to five-bedroom options. Whether you plan to be a full-time resident or utilize the space as a vacation home, there are various size options ranging from 1,666 to 3,400 square feet.
With prices starting in the low $500,000s, there are three collections of home designs varying by square footage, included features, and price point — Coastal, Oasis and Vista. An on-site sales consultant can guide you through the best option for you.
“We take pride in offering a luxury customer service experience,” said Nathan Gido, sales consultant for Toll Brothers. “We provide expansive options and interior selections at our in-house design studio. We have homes for every timeline, which can be personalized to fit your needs. Plus, our on-site sales consultants will keep you updated weekly on the home’s progress, whether you’re local or relocating from a different area.”
Currently, there are quick move-in homes available for those who desire an expedited process, while still experiencing superior style and current design. These homes have a variety of move-in dates falling between December and March. Our build-to-order homes typically take about 10-12 months to build.
For build-to-order homes, buyers have the option of selecting from a variety of interior and exterior design options including flooring, paint, hardware, smart home capabilities, structural preferences, flex rooms, the addition of a variety of outdoor living options, and more. There are hundreds of options available to personalize your home at the onsite Toll Brothers Design Studio.
Residents will have access to a pool, fitness center, clubhouse, multi-purpose fields, pickleball courts, playgrounds, tennis courts and more. While it will be tempting to stay within the community, another desirable selling point of Breakwater at Ward Creek is the proximity to public beach access, Northwest Florida Beaches International Airport, 30Avenue shopping, the FSU Health Care facility and Pier Park, which offers dining, shopping and entertainment options.
“As a luxury builder, when we pursue a new division, the location is important,” said Brenda Anderson, sales consultant for Toll Brothers. “This area is beautiful with lots of land that gives it a family-friendly, community feel while being close to some of the best beaches and plenty of activities and amenities.”